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Navigating Wealth with Knowledge
Part 4 – 4 Ways to Access RRSP money
Also available on: In the last installment of our Turning “Tax Pain” into Personal Gain series, we explained how RRSPs work and highlighted situations we find them most useful for tax efficiency. In part 4 of our series, we discuss how to access funds in your RRSP and highlight that due to the limited flexibility in doing so, it may not be
Part 5 – Tax Free Savings Accounts (TFSA): Misunderstood and Under Utilized
Also available on: In the final installment of our Turning “Tax Pain” into Personal Gain series, we look at Tax Free Savings Accounts (TFSAs). TFSAs are still a relatively new registered account, created in 2009. While offering a unique tax shelter, its recent introduction, or perhaps the absence of tax deductions from TFSA contributions, seem to cause it to be overlooked compared
Saving for Retirement and Managing your Money: There’s Someone for Everyone
Saving for retirement and managing your money can be frustrating. Many of us face a similar long-term problem when it comes to managing our wealth: we need to save enough of it in our working years to meet our uncertain retirement needs. Save too much and you sacrifice too much in your working years, save too little (or manage it poorly) and
Shiny Things
“Steve, what are your thoughts on gold? Should I include some in my portfolio as a hedge against conflict between the US and Iran?” The short answer to this question is we include a small allocation to gold in client portfolios for diversification purposes. This allocation is benchmarked at 1-2%; variations from the benchmark are a tactical decision based on several financial