Publications

When it comes to managing your wealth, fragmentation can be costly. Indeed, this article is inspired by a story that has developed over the years and came to a head today. Many investors hold accounts across multiple institutions, an RRSP here, a TFSA there, and maybe a non-registered account somewhere

Rebalancing is a key part of maintaining a healthy investment portfolio, but it’s often misunderstood. Many investors think it simply means selling off high-performing stocks and reallocating proceeds to those that have underperformed. While that’s part of it, effective rebalancing is so much more as we will show you below.

Many Canadians gravitate toward TFSAs for their tax-free returns, but RRSPs offer compelling benefits that are often overlooked. In fact, if you play your cards right, an RRSP can match or even outperform a TFSA. Let’s break this down: RRSPs let you contribute using pre-tax dollars. So, imagine you earn